Masanobu Hirasawa

EXPERIENCE SUMMARY Extensive involvement with contract start, warehousing, securitization, advertise making and hazard the executives industries.â Demonstrated achievement in growing new organizations, extending customer base, controlling expenses and improving profitability.â Highly-talented in a full range of home loan upheld capacities, including deals/exchanging, chance administration, venture investigation, customer introductions, income displaying and execution analysis.OBJECTIVEBank the board position administering contract supported properties division.EXPERIENCETOKYO STAR BANK, LTD., Tokyo, Japanâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Mar 2006-PresentGeneral Manager, Business Strategy and CoordinationBegan the primary private home loan channel in Japan.â Created outsider beginning (reporter loaning) and securitization stage during my initial eight months.  Identified extraordinary developing business sector openings in Japan and established program to give concentrated long haul financing support in the home loan banking industry.â Developed and propelled imaginative business idea to address under-served specialty showcase and coordinated new model with existing franchise.Created â€Å"Mortgage Banking and Conduit† in Corporate Finance Group and enlisted experts to endorse, buy and gather contract resources for re-packaging.Developed and propelled two new credit items on schedule, including prime ARMs and cross breed ARMs and prime piggyback seconds (onto the Japanese accommodating advance, â€Å"Flat 35†), which have been generally welcomed in the essential market.Established outstanding journalist associations with significant home loan moneylenders, for example, SBI Mortgage, Toshiba Housing Loan, Mortgage Services of Japan, Family Life Service and Yuryo Housing Loan.â Successfully sub sidized 2 billion yen in new advances in 10 months.Directed the no matter how you look at it anticipate to make and actualize a smoothed out start process.Led the group to execute all documentations for acquisitions and settled basic lawful issues including Bank Agency Law.Developed evaluating procedures, upgraded productivity and controlled budget.Oversaw guaranteeing rules and kept up the nature of procured assets.Led the undertaking group to make advance databases, which empowered the Bank to promptly cockeyed its assets.SHINSEI BANK, LTD., Tokyo, Japanâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Feb 2002-Mar 2006Manager, Capital Markets DivisionDirected the group overseeing dangers of the division’s conductor organizations, including contract advances and securitized advance portfolio.â Created and revealed definite P&L, including key things like positions, fence mark-to-business sectors and subsidizing costs.â Played a key job in gaining private home loan advances from the auxiliary market and set up a home loan banking stage, for example, SBI Mortgage, Shinsei Property Finance and Rakuten Mortgage.Independently dealt with the division’s portfolio, worth more than 1 trillion yen in advertise esteem, and supported its loan cost and prepayment hazards basically utilizing trades, tops and trade options.Instrumental in developing resources from 20 billion yen to more than 1 trillion yen in 3 years.â Achieved 20% yearly net increment in speculation pay during that time.Developed a total income valuing model utilizing INTEX and MIAC examination to effectively get more than 2 trillion yen of home loan portfolios from territorial banks.Set up and executed optional promoting capacities for five home loan reporters, which included 15 billion yen new beginnings to the home loan course ann ually.Created field-tested strategies, spending plans and determining and made introductions to venture committees.Successfully dealt with a group of three estimating and hazard the board experts and directed various advance database projects.MERRILL LYNCH JAPAN CO., LTD., Tokyo, Japanâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Sep 2000-Aug 2001Assistant Vice President, MBS/ABS Trading and SyndicationTrader and advertiser of worldwide securitized items for Japanese and Asia-Pacific investors.â Managed exchanging books by method of supporting exchanging positions and arranged a day by day offering sheet with showcase remarks and data.â Attended deals gatherings all the time and broad customer management.Executed exchanges on U.S. pass-throughs, CMO and Mastercard and vehicle advance ABS with a volume in abundance of $1 billion for the year 2000-2001.NOMURA SECURITIES INTERNATIONAL, INC., New York, NYÂ à ‚         July 1998-August 2000Assistant Vice President, MBS ResearchResearch expert for the U.S. private MBS showcases and helped merchants and deals power in evaluating relative worth, reporting exchange techniques and producing venture ideas.â Regularly composed discourses on advertise occasions, prepayment speeds and lodging indices.HSBC SECURITIES, INC., New York, NY                                                           Jan 1998-Jun 1998Associate, Mortgage-Backed ResearchThe firm shut down its home loan business in 2/98.â Moved to Nomura Securities alongside my supervisor.BLACKROCK, INC., New York, NY                                                                    Dec 1996-Jan 1998Analyst, Portfolio AdministrationLiaised with bookkeeping operators of the firm’s institutional customers, took part in compromise with overseers and observed portfolio consistence with speculation rules and administrative parameters.â Worked as an understudy between 12/96-4/97.EducationCOLUMBIA UNIVERSITY, New York, NYM.A., Statistics, 1996STATE UNIVERSITY OF NEW YORK, BINGHAMTON, Binghamton, NYB.A., Mathematics, 1994Professional LicensesNASD Series 7 and 63 and JASD Level 1 and 2